The $8.4M Gap.

The goal is $10M in investable assets.

Investable assets: real estate market value, securities, business valuations.

Not net worth. Assets. There is a difference and it matters.

$10M is not pure vanity. It is legacy. Options. Freedom.

It is setting up my family so they never have to start from zero.

It is showing people who did not grow up around high finance that it is possible.

That is what the number means.

I am currently at $1.6M. The gap is $8.4M.

Here is what $1.6M looks like right now.

Real estate: $1.2M. Securities: retirement and brokerage: $375K. Marketable securities: $45K.

That is the foundation.

THE MATH

To get from $1.6M to $10M in 7 years requires a 30% CAGR. Every single year.

Here is what that looks like annually.

Year 1: $2.08M
Year 2: $2.70M
Year 3: $3.51M
Year 4: $4.56M
Year 5: $5.92M
Year 6: $7.70M
Year 7: $10.00M

And here is what happens if I fall short.

At 20% annually I land at $5.7M.

At 10% annually I land at $3.1M.

$1.6M to $10M — three CAGR scenarios over 7 years

STARTING FROM $1.6M · COMPOUNDED ANNUALLY · ILLUSTRATIVE

"They gone love me for my ambition. Easy to dream a dream though it's harder to live it." — Wale

Blueprint Cee

GLOSSARY

CAGR — Compound Annual Growth Rate. The rate your portfolio must grow every year, assuming that growth compounds on itself, to reach a target number in a set number of years. It is not a guarantee. It is a benchmark.

Investable Assets — The total value of assets that can be deployed, grown, or leveraged toward a financial goal. Includes real estate equity, securities, and business valuations. Does not include primary residence or personal property.